Owen Nayar

Principal Consultant - Commercial Finance
Owen Nayar
Owen Nayar

Owen joined as Principal Consultant in 2024, he is responsible for the growth of Fintelligent’s Business Finance offering which focuses on ABL Finance, Asset Finance, Finance, Invoice Finance, Vendor Finance, Stock Finance, and Trade Finance.

Owen operates UK-wide, working with funders and intermediaries on assignments for sales, credit, operational roles, and senior management positions. His client base is multi-sector, focusing on firms that provide tailored funding solutions to trading businesses and high-net-worths. Additionally, Owen provides support to the Real Estate team on operational roles.

Originally from East Lothian, Scotland, Owen relocated to Manchester in 2022 and established a local football club which he both plays for and manages. 

Latest Global Job Opportunities

Telephone Business Development Manager

Real Estate & Senior Debt
Salary£35,000 - £40,000 - Per Year
Job TypePermanent
National broker exposure | Clear progression into field sales | Strong lending appetite | Supportive, commercial culture If you enjoy building broker relationships over the phone and want to develop your career within specialist property finance, this Tele Business Development Manager – Bridging Finance role offers a structured platform to grow. You will work with brokers nationwide, generating and progressing quality enquiries while being supported by a well aligned underwriting and field sales team. This role suits someone who wants responsibility, clear targets, and visibility, without being stuck in a purely transactional call environment. You will be trusted to manage relationships properly and contribute directly to origination growth. Package & Benefits • Salary £35,000 to £40,000 per annum, depending on experience. • Commission structure linked to new business generation. • Annual bonus. • Private medical insurance and pension scheme. • 25 days annual leave plus bank holidays. • Office based or hybrid working model. About the Company You will be joining a specialist lender experiencing strong, well funded growth, with a differentiated market proposition and significant lending appetite. The culture is commercial, supportive, and collaborative, with close alignment between sales and credit to maximise conversion and broker experience. Key Responsibilities • Manage inbound and outbound broker relationships across the UK via telephone and digital channels. • Generate, qualify, and progress new bridging finance enquiries through the pipeline. • Support field based business development managers with account development and broker coverage. • Maintain accurate CRM records and pipeline updates to support reporting and forecasting. About You • Experience in bridging finance or specialist lending sales, either telephone based or relationship driven. • Proven ability to generate and progress enquiries through broker conversations. • Experience working to targets within a structured sales or origination environment. If you would like to explore whether this role could be right for you, even if your CV is not fully up to date, we would be happy to talk. Contact Owen Nayar for more information or a confidential discussion. ON_FIN

Pre-Completions Officer

Real Estate & Senior Debt
Salary£35,000 - £40,000 - Per Year
Job TypePermanent
Are you a detail-oriented professional looking to make a significant impact in the mortgage industry? Our client is seeking a Pre-Completions Officer to join their dynamic team. The company is a specialist lender that offers bespoke mortgage solutions for clients who don't fit the typical high-street criteria. With a competitive salary of £35,000 - £40,000 per year, this role offers hybrid working options and a supportive team culture. It's a fantastic opportunity for those looking to develop their skills in a specialist lending environment. The client is a forward-thinking lender that specialises in providing tailored mortgage solutions for individuals who don't meet the standard criteria of traditional banks. They pride themselves on their strong risk management and customer-focused approach, supported by a team of experienced professionals. As a Pre-Completions Officer, you will: Manage cases from offer to completion, ensuring all conditions are met. Review and validate solicitors’ Certificates of Title and completion documents. Conduct pre-completion checks in line with lending policy and regulatory requirements. Liaise with solicitors, brokers, and internal teams to resolve outstanding issues. Ensure accurate and timely release of mortgage funds. Maintain clear and auditable case notes and records. Support service level agreements and contribute to operational efficiency. Package and Benefits: The Pre-Completions Officer role comes with: Annual salary of £35,000 - £40,000. Hybrid working options. Ongoing training and development opportunities. A supportive team culture within a specialist lending environment. About You The ideal Pre-Completions Officer will have: Experience in a pre-completions or completions role within mortgage lending or conveyancing. A good understanding of first charge mortgage processes and legal documentation. Knowledge of AML, CML/UK Finance Handbook, and lender requirements. Strong attention to detail and ability to work accurately under time pressure. Confident communication and stakeholder management skills. Organisational skills and the ability to manage multiple cases proactively. If you have experience as a Mortgage Completions Officer, Mortgage Administrator, Loan Processor, Conveyancing Assistant, or Mortgage Underwriter, you might find this Pre-Completions Officer role to be a perfect fit for your skills and career aspirations. If you are passionate about ensuring mortgage cases are completed smoothly and accurately, and you thrive in a fast-paced, detail-oriented environment, this Pre-Completions Officer role could be your next career move. Apply now to join a growing and ambitious lender.

Post-Completions Officer

Real Estate & Senior Debt
Salary£35,000 - £45,000 - Per Year
Job TypePermanent
Are you detail-oriented and experienced in mortgage processing? Our client is seeking a Post-Completions Officer to join their dynamic Operations team in London. This specialist mortgage lender is known for providing flexible lending solutions and prides itself on operational excellence and strong risk management. This role offers a competitive salary ranging from £35,000 to £45,000 per year. You'll enjoy hybrid working options and be part of a supportive and collaborative environment. Plus, there are plenty of opportunities for training and development within the specialist lending sector. The client is a well-established specialist mortgage lender that focuses on offering flexible lending solutions for those who fall outside mainstream criteria. They are committed to strong risk management and operational excellence, fostering a collaborative approach across their business. The Post-Completions Officer will: Manage post-completion activities following mortgage completion Review and process completed legal documentation Ensure registration of the lender’s charge at the Land Registry Chase solicitors for outstanding documents and registrations Monitor and resolve post-completion exceptions and defects Update internal systems with accurate and auditable records Liaise with solicitors, brokers, and internal stakeholders as required Support audits, reporting, and regulatory requirements Package and Benefits: The Post-Completions Officer will receive: Annual salary of £35,000 - £45,000 Hybrid working options Supportive and collaborative working environment Training and development opportunities Stable role within a growing lender About You The ideal Post-Completions Officer will have: Experience in a post-completions, completions, or conveyancing role within mortgage lending Good understanding of first charge mortgage processes and property security Familiarity with Land Registry requirements and post-completion legal documentation Strong attention to detail and ability to manage multiple cases Organised, methodical, and comfortable working to deadlines Good communication skills and confidence dealing with external parties If you have experience as a Completions Officer, Conveyancing Officer, Mortgage Processor, Loan Administrator, or Legal Documentation Specialist, you might find this Post-Completions Officer role to be a perfect fit for your skills and career aspirations. If you're passionate about accuracy and compliance in mortgage processing, this Post-Completions Officer position could be your next career move. Don't miss the chance to join a growing and well-established lender. Apply today!

Completions Manager

Real Estate & Senior Debt
Salary£45,000 - £60,000 - Per Year
Job TypePermanent
Are you a dynamic leader with a knack for mortgage completions? Our client, a specialist lender, is on the hunt for a Completions Manager to steer their team towards excellence. This role is perfect for someone with a passion for delivering top-notch service in the mortgage sector. With a salary ranging from £45,000 to £60,000 per annum, this role offers a competitive package. Enjoy the flexibility of a hybrid working arrangement and the chance to shape and improve completions processes. You'll be part of a supportive and collaborative culture that values professional development and career progression. Our client is a specialist lender committed to providing flexible mortgage solutions for customers who may not fit the mould of traditional lenders. They pride themselves on sound risk management and exceptional service, all within a culture that fosters collaboration and continuous improvement. The Completions Manager will: Lead and manage the completions team to meet service levels and operational KPIs. Oversee the efficient progression of mortgage files from offer to completion. Ensure compliance with quality control, regulatory, and risk standards. Monitor team workloads and performance, reallocating resources as needed. Drive continuous process improvements and share best practices. Cultivate strong relationships with stakeholders like brokers and legal representatives. Report on team performance and any escalations to senior leadership. Package and Benefits: The Completions Manager role offers: Annual salary of £45,000 - £60,000. Hybrid working arrangement. Opportunities for professional development and career progression. A supportive and collaborative work environment. About You The ideal Completions Manager will have: Proven experience in a mortgage completions or operations leadership role. Strong understanding of first charge mortgage processes and legal completion requirements. Excellent people management skills with the ability to motivate and develop a team. Exceptional organisational, analytical, and problem-solving capabilities. Effective communication skills with both internal and external stakeholders. A commitment to compliance, data accuracy, and operational excellence. If you're experienced in roles such as Mortgage Completions Leader, Operations Manager, Mortgage Processing Manager, Lending Operations Supervisor, or Mortgage Team Leader, this Completions Manager position could be your next career move. If you're a results-driven leader with a background in mortgage completions and team management, this Completions Manager role could be your perfect fit. Embrace the opportunity to make a significant impact in a dynamic and supportive environment. Apply now and take the next step in your career journey!

Mortgage Underwriter

Real Estate & Senior Debt
Salary£40,000 - £45,000 - Per Year
Job TypePermanent
Are you an experienced Mortgage Underwriter looking for your next challenge? Our client, a specialist lender with a reputation for delivering flexible lending solutions, is seeking a Mortgage Underwriter to focus on near-prime first charge mortgage applications. This role offers the opportunity to work in a dynamic environment where your expertise will make a real impact. This Mortgage Underwriter role offers a competitive salary between £40,000 - £45,000 per year, along with hybrid working options. You'll be part of a supportive and collaborative team environment, with plenty of opportunities for professional development and career progression. Our client is a specialist lender known for providing flexible lending solutions to customers who don't fit the typical high-street profile. They combine commercial acumen with responsible underwriting, fostering a collaborative and forward-thinking culture. As a Mortgage Underwriter, you will: Underwrite near-prime first charge mortgage applications in line with lending policy and regulatory requirements. Assess customer affordability, credit profiles, property details, and supporting documentation. Make sound, well-documented lending decisions using both automated and manual underwriting techniques. Liaise effectively with brokers, valuers, solicitors, and internal stakeholders. Manage a pipeline of cases, maintaining service levels and turnaround times. Identify and escalate policy exceptions or risks where appropriate. Contribute to continuous improvement of underwriting processes and controls. Package and Benefits: The Mortgage Underwriter role comes with: Annual salary of £40,000 - £45,000. Hybrid working options. A supportive, collaborative team environment. Opportunities for professional development and career progression. The chance to make a real impact within a growing specialist lender. About You For the Mortgage Underwriter position, the ideal candidate will have: Proven experience underwriting first charge residential mortgages, ideally within the near-prime or specialist lending sector. Strong understanding of credit risk, affordability assessment, and property valuation. Good working knowledge of FCA regulations and responsible lending principles. Confident decision-making skills with excellent attention to detail. Strong communication skills, with the ability to build positive broker relationships. Ability to manage workload effectively in a fast-paced environment. If you have experience or interest in roles such as Loan Underwriter, Mortgage Analyst, Credit Risk Analyst, Lending Specialist, or Mortgage Advisor, this Mortgage Underwriter position could be the perfect fit for you. If you're a seasoned Mortgage Underwriter who thrives on near-prime lending and enjoys balancing risk with customer outcomes, this is an opportunity not to be missed. Apply now to join a growing specialist lender and make a significant impact in the field.

Senior Business Development Manager

Real Estate & Senior Debt
Salary£70,000 - £75,000 - Per Year
Job TypePermanent
Regional ownership | Supported deal execution | Commercial flexibility | Credible earnings potential This External Business Development Manager – Commercial Term & Bridging role is suited to an experienced BDM covering the Midlands who wants to grow volumes with a lender that has the capital, appetite, and credit alignment to support delivery. You will be trusted to manage your region and build long term broker partnerships. The focus here is quality origination rather than short term volume, with close collaboration between sales and underwriting to improve conversion and broker experience. Package & Benefits • Salary £70,000 to £75,000 per annum, depending on experience. • Uncapped commission structure. • Annual bonus. • Car allowance. • Pension contributions. • 20 days annual leave plus bank holidays. About the Company You will be joining a specialist lender with a strong track record of profitability and a growing presence in the commercial term and bridging market. The business is well funded, delivery focused, and values experienced BDMs who understand deal structuring and broker relationships. Key Responsibilities • Build and manage broker relationships across the Midlands region. • Originate bridging and commercial term lending opportunities. • Conduct face to face broker meetings and regional market engagement. • Act as the primary point of contact for brokers through the deal lifecycle. About You • Experience as an external BDM within bridging finance or commercial term lending. • Strong broker network across the Midlands. • Proven ability to structure and convert complex lending transactions. If you would like to discuss this opportunity confidentially, we would be happy to speak with you. Contact Owen Nayar for more information or a confidential discussion. ON_FIN

Senior Business Development Manager

Real Estate & Senior Debt
Salary£70,000 - £75,000 - Per Year
Job TypePermanent
External autonomy | Strong lending appetite | Capital backed platform | High quality broker relationships If you are an established bridging and commercial term lender BDM covering the North of England, this External Business Development Manager – Commercial Term & Bridging role offers the opportunity to grow a meaningful regional book with real credit support behind you. You will inherit an active market, strong appetite, and the autonomy to run your patch properly. This role is designed for a commercially minded BDM who wants long term broker relationships, consistent deal flow, and a business that can actually deliver on what it agrees. Package & Benefits • Salary £70,000 to £75,000 per annum, depending on experience. • Uncapped commission structure. • Annual bonus. • Car allowance. • Pension contributions. • 20 days annual leave plus bank holidays. About the Company You will be joining a profitable, well established specialist lender with a strong capital base and a clear appetite to grow its loan book. The culture is relationship led, commercially focused, and supportive of experienced BDMs who know how to build sustainable origination. Key Responsibilities • Develop and manage broker and introducer relationships across the North of England. • Originate new business across bridging and commercial term lending. • Deliver face to face broker meetings and represent the lender in the regional market. • Work closely with underwriting and credit teams to progress deals from enquiry to completion. About You • Proven experience as a Business Development Manager within bridging or commercial term lending. • Established broker network and routes to market within the North. • Track record of generating and converting lending opportunities. If you would like to explore this role in confidence, even if your CV is not fully up to date, we would be happy to talk. Contact Owen Nayar for more information or a confidential discussion. ON_FIN

Business Development Manager

Real Estate & Senior Debt
Salary£65,000 - £70,000 - Per Year
Job TypePermanent
Regional autonomy | Strong broker demand | Well funded lending appetite | High earning potential If you are a proven bridging finance BDM with strong broker relationships across the North, this Business Development Manager – Bridging Finance role offers the platform to grow meaningful volumes with real credit support behind you. You will be trusted to run your region, deepen introducer relationships, and convert opportunity into completed lending. This is a commercially focused role within a lender that is actively investing in growth. You will have the backing, appetite, and underwriting alignment needed to do your job properly and build long term broker partnerships. Package & Benefits • Salary £65,000 to £70,000 per annum, depending on experience. • Uncapped commission structure. • Annual bonus. • Private medical insurance and pension scheme. • 25 days annual leave plus bank holidays. • Field based role with hybrid flexibility. About the Company You will be joining a specialist property lender in a strong growth phase, supported by a substantial capital stack and an ambitious lending appetite. The culture is commercially driven but credit disciplined, with close alignment between sales and underwriting to support sustainable origination. Key Responsibilities • Develop and manage broker and introducer relationships across the North of England. • Drive new lending opportunities through proactive engagement and relationship management. • Educate brokers on lending criteria, appetite, and deal structuring to improve conversion. • Work closely with underwriting colleagues to progress cases from enquiry through to completion. About You • Proven business development experience within bridging finance or specialist property lending. • Established broker network across the North of England. • Demonstrable track record of generating and converting lending volumes. If you would like to explore this opportunity, even if your CV is not fully up to date, we would be happy to speak with you. Contact Owen Nayar for more information or a confidential discussion. ON_FIN

Junior Underwriter

Real Estate & Senior Debt
Salary£35,000 - £40,000 - Per Year
Job TypePermanent
Clear development pathway | Hands on underwriting exposure | Supportive senior team | Stable, growing lender If you are early in your lending career and want to build real underwriting capability rather than remain in an administrative role, this Junior Underwriter – Bridging Finance position offers structured exposure to live cases within a supportive, well resourced environment. You will work closely with experienced underwriters and gain end to end insight into bridging transactions. This role is designed for someone who wants to learn properly. You will be given time, access, and guidance to develop technical underwriting skills while contributing to a growing pipeline of quality business. Package & Benefits • Salary £35,000 to £40,000 per annum, depending on experience. • Annual bonus. • Private medical insurance and pension scheme. • 25 days annual leave plus bank holidays. • Hybrid working model. About the Company You will be joining a specialist property lender in a strong growth phase, backed by a robust capital structure and a differentiated market proposition. The culture is collaborative and development focused, with an emphasis on building capability internally and supporting long term careers. Key Responsibilities • Support senior underwriters with assessment of bridging finance cases from initial review through to completion. • Review valuations, financial information, and supporting documentation to aid credit decision making. • Assist with issuing offers and managing cases through the underwriting pipeline. • Maintain accurate records and system updates to support reporting and case tracking. About You • Experience within bridging finance, mortgages, or specialist property lending in a support, processing, or underwriting role. • Exposure to reviewing lending documentation such as valuations, financials, or legal reports. • Experience working within a regulated or credit driven lending environment. If you are keen to develop a career in underwriting and would like to understand whether this role could be the right next step, we would be happy to talk. Contact Owen Nayar for more information or a confidential discussion. ON_FIN

Underwriter

Real Estate & Senior Debt
Salary£60,000 - £65,000 - Per Year
Job TypePermanent
Clear underwriting ownership | Stable lending platform | Strong broker proposition | Sustainable workload If you are an experienced bridging underwriter looking for a role with consistency, support, and a growing pipeline of quality business, this Underwriter – Bridging Finance position offers a solid next step within a well backed specialist lender. You will focus on underwriting decisions, case progression, and maintaining strong service levels without excessive bureaucracy. This role suits someone who enjoys underwriting responsibility, values clear credit frameworks, and wants to work in a business investing for long term growth rather than short term volume. Package & Benefits • Salary £60,000 per annum. • Annual bonus. • Private medical insurance and pension scheme. • 25 days annual leave plus bank holidays. • Hybrid working model. About the Company You will be joining a specialist property lender experiencing sustained growth, supported by a strong capital base and a differentiated market proposition. The culture is collaborative, credit focused, and broker led, with an emphasis on quality decisions and reliable delivery. Key Responsibilities • Underwrite bridging finance applications in line with agreed credit policy and risk appetite. • Review valuation reports, legal documentation, and exit strategies to support sound lending decisions. • Communicate underwriting outcomes clearly to internal stakeholders and external brokers. • Manage a live pipeline of cases through to completion while maintaining agreed SLAs. About You • Demonstrable experience underwriting bridging finance loans within a specialist lending environment. • Working knowledge of property backed lending risk and security assessment. • Experience managing multiple cases in a fast paced underwriting function. If you would like to explore this opportunity, even if your CV is not fully up to date, we would be happy to speak with you. Contact Owen Nayar for more information or a confidential discussion.

Internal BDM

Real Estate & Senior Debt
Salary£35,000 - £35,000 - Per Year
Job TypePermanent
Location: London Salary: Competitive base salary plus bonus Type: Full time, office based This is an exciting opportunity to join a growing specialist finance business as an Internal Business Development Manager, supporting external sales colleagues and driving new business through strong broker and introducer relationships. The role is ideally suited to someone coming from a property sales background, such as estate agency, new homes, lettings or a related property focused sales role, who is looking to move into the finance side of the market. The role As an Internal Business Development Manager, you will act as a key point of contact for brokers and introducers, managing enquiries, qualifying opportunities and supporting deals through the early stages of the process. You will work closely with senior sales colleagues, gaining exposure to live transactions while building long term relationships through proactive and consistent communication. This is a commercial, relationship driven role where confidence on the phone and a strong understanding of the property market are key. Key responsibilities Acting as a primary contact for brokers and introducers Managing and qualifying inbound enquiries Proactively contacting brokers to build and maintain relationships Supporting the progression of live cases alongside senior colleagues Updating CRM systems with accurate and timely information Assisting with broker engagement, follow ups and relationship activity Identifying opportunities to increase introducer activity and deal flow Delivering a professional, responsive and relationship led service About you Experience in a property focused sales role such as estate agency, lettings, new homes or similar Confident communicator, comfortable speaking with brokers and decision makers Strong sales mindset with a relationship led approach Highly organised with good attention to detail Commercially aware with an interest in property finance Motivated, resilient and keen to develop Why apply Opportunity to move from property sales into specialist finance Exposure to live deals and experienced sales professionals Strong team environment with hands on support Competitive base salary with performance based bonus Clear pathway to develop within business development and sales This is a great opportunity for someone with a property sales background looking to broaden their skill set and build a long term career within specialist finance.

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